Belajar Jual Beli Saham

 Alhamdulillah, akhirnya ada peluang menulis sedikit tentang kemahiran jual beli saham.

Bermula lebih-kurang bulan Mei 2023 atau hampir setahun 4-5 bulan yang lepas, pertama kali saya memohon saham IPO Cloudpoint. 

Masa tu memang tak pernah jual beli saham walaupun dah lama minat dan berniat nak berkecimpung dalam bidang ni.

Masa belajar MBA tahun sekitar 2011-2015 (lambat grad, defer 2 kali sebab pegi haji dan juga melahirkan anak ke-empat), untuk subjek elektif memang pilih "financial statement analysis" sebab niat nak gunakan ilmu itu untuk jual beli saham tetapi belum kesampaian sehingga lah sedekad kemudian, insya Allah.

Pertama kali saya memohon IPO menggunakan maybank, tidak berjaya. Dan sehingga hari ini, dah hampuir 30 kali memohom saham IPO menggunakan sistem yang sama tetapi hanya berjaya 8-9 atau 1/3 sahaja. Rezeki Allah yang bagi.

Kelebihan IPO adalah, untuk kebanyakkan IPO, harga akan naik pada hari pertama didagangkan di Bursa Malaysia. Maka ada peluang cerah untuk ambil keuntungan.

Kekurangannya pula, pembelian atau peruntukkan IPO adalah berdasarkan cabutan atau 'ballot'. Lagi ramai pemohon, makin rendah la kebarangkalian/probability untuk membeli saham yang diidamkan itu.

Maka, setelah beberapa kali berjaya membeli IPO melalui proses 'ballot', saya mula faham betapa "mudahnya" mendapat keuntungan melalui jual beli saham berbanding mana2 pelaburan yang pernah saya lakukan sebelum ini, contohnya pelaburan hartanah, pelaburan unit trust, amanah saham, dan pulangan juga adalah paling tinggi berbanding semua jenis pelaburan yang lain. Cuma kena faham, high risk comes with high returns atau risiko yang tinggi datang dengan pulangan yang tinggi. Setiap yang bergelar guru atau berpengalaman jual beli saham akan menceritakan perihal 'rugi' dalam jual beli saham. Rugi itu adalah sesuatu kemestian yang pasti berlaku seperti seorang bayi yang belajar berjalan pasti akan terjatuh dan bangkit semula.

Saya pun mula mendengar perkongsian daripada beberapa individu di Youtube, yang dua saya share ni, "Trading with KS" dan "Kelas Saham Percuma" ada share video hampir atau setiap hari berkaitan pasaran saham Malaysia terkini. 

Weekly KLSE BURSA Review - 15-9-2024 💥CONSTRUCTION SECTOR CAN REBOUND?💥 GAMUDA IJM JAKS KERJAYA (youtube.com)

Post Mortem Bursa Malaysia Jumaat 13 September 2024 (youtube.com)

Ada juga banyak video di Youtube yang lain yang bermanfaat tetapi setakat ni, saya jumpa dua ni sahaja yang bercakap tentang ulasan pasaran saham terkini/relevan sekarang.

Pada masa yang sama, saya mengikuti kelas online yang boleh saya kongsikan tajuk2 kelas sebagai rujukan sejak akhir Mei 2024 sehingga hari ini (15hb September 2024):

1) 10 important indicators

2) Fibonacci and tools

3) Elliot wave, basic

4) Chart pattern, basic and advanced (Quasimodo)

5) Harmonic pattern, basic

6) SNR (Support and resistance) Vs SND (Supply and demand)

7) EPS, PE Ratio, ROE, NAV, Dividend yield (Fundamental analysis)

8) Kelas Review Kaunter Saham

9) Kelas Saham Ultra Trader

10) Tips Kenal Pasti Lebih Awal Kaunter Nak Junam 

Pada awal bulan September 2024, saya mula jual beli saham di Bursa Malaysia secara 'simulation' atau simulasi.

Saya memilih trading plan dan kemudiannya 'execute' atau buat pembelian dan penjualan mengikut harga semasa tetapi tidak menggunakan wang lagi. Setakat nak cuba dahulu tanpa menggunakan wang yang betul, dan semua transaksi saya rekodkan seolah-olah proses jual beli yang sebenar.

Jika strategi ini berjaya memberikan results atau hasil yang baik, maka insya Allah saya akan mulakan jual beli saham yang sebenar.

Is short selling permissible in Islam (Shariah Compliant)

 1. yes permissible. 

2. Explaination : Short selling involves selling shares that the seller does not own, which is generally prohibited due to bai madum (selling what one does not possess) and the element of gharar (uncertainty). However, in Regulated Short Selling (RSS), the inclusion of Share Borrowing and Lending (SBL) principles addresses the issue of gharar by increasing the probability of delivering the sold shares, making the transaction Shariah-compliant. The Shariah Advisory Council (SAC) applies the concept of istihsan (juristic preference) with maslahah (public interest) and `urf (customary practice) to justify the permissibility of selling borrowed shares. This ruling benefits the original shareholders and enhances market liquidity. Furthermore, the ijarah (leasing) concept, with the owner's consent to sell leased shares, is accepted in Islamic capital markets. Normally, selling an asset terminates an ijarah contract, but in the context of SBL, the contract remains valid due to similarities between SBL and ijarah in several aspects.

3. Legal Maxim : “When an issue that impedes (the permissibility) is removed, then the activity which was initially forbidden becomes permissible”

4. Asas : Al-Syatibi defined istihsan based on the Maliki Mazhab as accepting maslahah (public interests) that has juz’ie. (Mazhab Maliki).

5. reference : SAC resolution 2019 - page 71 - 74

Thank you Mimi for the answer and explanation.

Free Palestine; The Current Situation in Palestine October 2023

 Alhamdulillah, another day to blog.

This post was shared in one of many facebook groups by Denny Cormier. This is where I first read it and I have to save it here for reference.

It is a well summarised account of how things are by E Andrew Maddox.

I love this quote: Never forget that it is the occupier who is responsible for the nature of the resistance they face.

E Andrew Maddox

eoSdotnsrpM842f:63crh 0t3olPgl74ga 2 c9O1a63139ta9mbm e70g99  · 

"On the current situation in Palestine-Israel:

If you are my friend, or even just an acquaintance seeing this post, then I ask that you take 10 minutes to read my reflections on the current situation in Israel-Palestine. Those who know me probably know that I lived in the West Bank as a grad student, that I spent time in Gaza, and that I have devoted years of my life to trying to communicate past the indifference to human suffering that is manufactured by Western media. Some of you may also know that I used to be a Christian Zionist, and that I was an ardent and unquestioning supporter of Israel, until I saw the reality for myself. I was not an easy convert, but if you keep reading I think you will understand why I had no choice but to reconsider my positions if I wanted to claim any sort of integrity or legitimate moral compass.

My friends, colleagues, and former students in Gaza are currently locked inside a prison, in darkness, without electricity or access to clean water or food. Imagine all of the bombing that you are seeing on TV right now, and imagine living under it having no idea what is coming next, having no place to run to, and knowing that the world doesn't care if you live or die. That is the reality for two million people in Gaza right now.

Some harsh truths concerning the current violence in Israel Palestine:

First, Israel has never been a democracy for non-Jews. Period.

Forty percent of Palestinian men spend time in Israeli jails, often without charge. Palestinian men, women, and children are murdered by Israeli settlers and soldiers on a daily basis, with total impunity. Israeli politicians, from the founding of Israel right up to today, have openly called for the genocide of Palestinians, and are carrying it out in slow motion.

We are hearing a lot about Hamas' forces kidnapping Israelis (many of whom are Israeli military personnel and fair game under the laws of war, but plenty of whom appear to be unarmed Israeli civilians as well). So let's pull back and look at both sides of this issue. Palestinian children are kidnapped regularly by Israeli forces, and imprisoned, often for months or years, for nothing. The press just doesn't call it "kidnapping" because the Israeli terrorists wear uniforms and hide behind a complete sham of a legal system. I have personally visited Palestinian kids, 15-year-olds, recovering in the hospital in Nablus after being shot through the legs for throwing rocks at an Israeli military jeep tearing through the streets of their own town, where Israel has no business being. Also consider that every Palestinian adult who has been held without due process (and there are countless thousands) are also kidnapping victims and hostages. Many are using hunger strikes that last months to bring attention to the plight of their people. We rarely hear about this in the Western media.

now let's talk about this word "barbarity", troubling term that keeps getting used to describe the actions of Palestinian forces over the last two days. Let's again pull back and consider the line where military tactics become unjustifiable, that is when they go beyond the bounds of what is an acceptable standard for the rules of engagement in armed conflict. Consider that every single day for the past 56 years Palestinians have been the victims of a nonstop war crime in the form of Israel's settlements and illegal military occupation. That's just the normalized baseline of awful that Palestinians have woken up to every day for over a half century. Next, for the past 16 years Israel has held 2 million Palestinians under a siege in Gaza (an entire generation knows nothing but life under these conditions), making it the largest concentration camp in history. Israel has been called out for Apartheid by Human Rights Watch, Amnesty International, and by Israel's own premier human rights groups. These egregious violations of the 4th Geneva Convention are just the tip of the iceberg in cataloging Israel's war crimes, which include collective punishment, lack of due process, extrajudicial killing, disproportionate force, torture, starvation, systematic carceral child abuse, pogroms, incitement to genocide, targeting civilian areas, forced deportations, house demolitions, etc.

Those who are horrified by the sight of Israelis being attacked in their own communities? Consider that this is a daily occurrence for Palestinians. It's well documented, with plenty of video evidence. It just gets ignored by most Western media outlets. Also note that Israelis in the towns and settlements bordering Gaza have in recent years set up lawn chairs and hosted BBQs as they watch and cheer Israeli fighter jets bombing civilians in Gaza, in massacre after massacre going back more than a decade. Consider that the residents of these Israeli towns, attacked by Palestinian forces this past weekend, all live in the shadow of this massive concentration camp called Gaza, like the Germans who lived next to the extermination camps and who later tried to pretend they knew nothing about what was happening to the Jews inside. They didn't want to know. They had the privilege of ignoring the truth in front of them. Their shameful silence and complicity were exposed by people with guns, by the "liberators" of the camps, who then rounded those Germans up and forced them to confront the reality, bury the bodies, and own the lies that they had told to themselves and to their children. Are there innocent Israelis caught up in all of this? Of course there are. But there are plenty of Israelis who never fired a bullet but who are complicit in this modern crime against humanity.

Palestinians would surely prefer that they did not have to resist. Nobody wants to risk their lives simply demanding to be treated as a human being. But Palestinians did not choose their conditions. Israel did that, for decades, without mercy. Concerning the tactics, if Palestinians had access to guided "surgical" munitions, an air force, and a navy, they would surely use them to wage a more precise and sophisticated war. As it is, they are left to build rockets out of plumbing parts and out of the scraps from the Israeli bombs that are dropped on them. Take that in. Their rockets are quite literally refurbished Israeli bombs that are then fired back at the very nation that dropped them. You don't hear that part in the news about "rocket attacks".

But Palestinians "target civilian areas", you say? So does Israel, and with far deadlier results. But they use "human shields by placing their military installations in civilian areas", you say? The headquarters of the IDF is in the middle of Tel Aviv, and soldiers are embedded in settlements and communities all over Israel.

But what of "Israel's right to exist"?

Every time a single rocket is fired from Gaza, US politicians read from the the AIPAC script, like dears caught in the headlights, affirming that "Israel has the right to exist and to defend itself". But this all begs the question. Is any of this actually self defense? Or is Israel simply fighting for the right to keep acting like a criminal? Who is checking to hold them accountable? Do Palestinians have existential rights? As Israel is constituted it's clear that Palestinians quite plainly do not have the right to exist. All Palestinian efforts to defend themselves are dismissed as the actions of "terrorists". Does that really pass your stink test? Is it really plausible that Palestinians are just evil 100% of the time? Yet try to think of an instance where you have ever heard a Western press outlet mention a single act of justifiable self defense by Palestinians. Just one.

Palestinian self-defense, as a concept, is also not allowed to exist.

So no, in point of fact, and the facts are many, Israel does not have the right to exist. No fascistic terror-state that has been directly inspired by the principles of white supremacy has such a right. Have I gone too far in questioning this sacred right? Am I now an "Antisemite" "calling for the destruction of Israel"?

Consider that many criminal states did not have the right to exist. The Third Reich did not have the right to exist. The Khmer Rouge did not have the right to exist. Apartheid South Africa did not have the right to exist. Not all national projects are legitimate. Some evil projects need to end and be replaced with something that is compatible with peace and justice. Zionism provides no room for either of those things, by it's very design and ambitions and charters. Please read the Likud party charter sometime (hint, it says there should never be a Palestinian state in the West Bank). But don't mistake me for excusing the Israeli Labor party either. The entire Israeli political system is built upon a foundation of ethnic supremacy, colonization, and extermination.

What's more, many groups have suffered and don't have a nation state. Native Americans have inflicted no harm on anyone, suffered repeated genocides for centuries at the hands of the world's preeminent colonial empire, the US, and I don't hear too many people petitioning for their divine right to full sovereignty (though I would certainly welcome it). I'd say that their suffering is at least on par with the tribulations faced by the Jewish people, and their actions and their ideologies raise far fewer concerns than the supporters of the Zionist project in Israel. Yes, the Jewish people have suffered tremendously throughout history and I have no patience for anyone who would attempt to deny or to minimize this fact, but no, Jewish suffering does not come with unique entitlements. Suffering does not entitle anyone to a state if it comes at the cost of inflicting suffering and terror on others. And quite frankly, Germany is responsible for the Holocaust, not the Palestinians.

If you visit the Israeli Holocaust Memorial at Yad Vashem in Tel Aviv, when you walk out of the exit you are very deliberately guided to an amazing vista of the Israeli countryside, with no indication that those trees cover up the ruins of a Palestinian village that was ethnically cleansed by Jewish gangs in 1948. Not much further away is the site of the Deir Yassin Massacre, which took place in the same year.

Well before the Holocaust Israel's first and most ardent non-Jewish supporters (Lord Balfour among them) were deeply Antisemitic. They didn't see Palestine/Israel as a safe haven for Jews so much as a receptacle in which they could deposit and be rid of them. And we don't talk about how poorly Holocaust survivors were treated by other Jews when they first arrived to Palestine after the war, or how Arab Jews were treated by Ashkenazi Jews in those early days, or how Ethiopian Jews are treated now. Israel was born with its own master race ideology too, prioritizing the image of a more physically robust yet strictly European Jewish identity. And the parallels don't stop there. Israel has its own version of "lebensraum" as well, which its quite mainstream political proponents refer to as "Eretz Yisrael". The currents of racism and fascism in Zionism are so potent that they have always extended to other Jews as well, and Zionists have always viewed their environs as a unique ethnic entitlement. Even now, Israel's far right is trying to narrow the very definition of what it means to be a Jew and to eliminate the rights of secular Jews. African Jews conspicuously hold the lowest paying professions, something I noticed routinely during my time there. That's before we get to how non-Jewish African migrants are treated in Israel. They have their own ghettoes (familiarize yourselves with the origin of the word "ghetto" for even more perverse irony).

In 1948, just 3 years after the Holocaust, Albert Einstein, Hannah Arendt, and a veritable who's who of American Jewish intellectuals and community leaders signed an open letter to the New York Times, calling out the troubling currents of Fascism in Israeli politics. That was the first year of Israel's existence. The contemporary New York Times probably wouldn't even publish that letter now, as it's devolved to little more than a shameless mouthpiece for pro-Israel talking points, going back decades.

And finally, Israel's disingenuous misuse and abuse of the Holocaust and Antisemitism make Jews less safe by cheapening the weight of those terms. It's an insult to all who have survived or perished by acts of genocide to use such events as a smokescreen to distract from war crimes.

End Israel's illegal military occupation and end its Apartheid regime. Those are the roots of all of the violence that we are seeing now. That is where we should place the blame for Palestinian oppression and suffering and for the extreme actions Palestinians have taken in response to it. It all traces back to those crimes against humanity. If you care about the Jewish people then boycott Israel and hold it to account until it stops conflating and distorting Jewish identity with Zionism, with settler colonialism, and with Apartheid. Those things have nothing to do with Judaism or with Jewishness.

Free Palestine! And free Israelis from the burden of maintaining their hateful and unjust system. There can and truly should be one state for all. No matter what the nay sayers say, far crazier aspirations have been realized in the pursuit of a just peace. There are plenty of functional democracies built on far shakier ground. When we look at how the US came into existence, the evils that we've perpetrated and had to contend with, our bloody civil war, our institutionalized oppression of so many different groups, the fact that most people within our borders could not even vote for most of our history, and the evils that we have yet to address, I see American democracy as a far more unlikely miracle than a one state solution for Palestinians and Israelis".

And below is another good summary by Al Jazeera:

https://www.aljazeera.com/news/2023/10/9/whats-the-israel-palestine-conflict-about-a-simple-guide

Menjadi seorang minimalist

 Alhamdulillah, hari ni Hari Malaysia. Saya ada kelapangan untuk rehat dan blog sebab semua aktiviti hari Sabtu cuti.

Gambar wardrobe saya. Ini sahaja pakaian yang saya ada pada satu masa. Semua muat dalam almari size lebih kurang budak asrama.

Sejujurnya, saya ingat jadi minimalist ni normal. Tapi pernah la sekali cerita kat kawan, serious kasut saya sepasang je. Kasut yang sama saya pakai pergi kerja, pergi shopping, dan sepasang lagi kasut untuk jogging. Takde dah yang lain. Dan kawan2 tak percaya.

Baju pulak, cukup yang perlu sahaja. Kalau saya kerja full time kena tambah sikit lagi tapi takde lah banyak mana pun, masih muat dalam wardrobe tu.

Tudung ada dalam 10 helai, baju ada dalam 10 pasang, sebab saya suka pakai blouse dengan long skirt. Ada la satu spare jubah. Baju rumah pun ada dalam 10, baju jogging ada beberapa pasang. Itu sahaja.

Cukup untuk gaya hidup saya yang sederhana dan minimalist.

Barang2 yang lain pun mengikut konsep yang sama. Saya tak simpan barang yang tidak digunakan. Sama ada bagi orang lain, atau recycle, dan sebagainya.

Kelebihan jadi minimalist? Tak perlu banyak ruang untuk storage, sebab tak banyak barang pun yang simpan. 

Saya tak suka shopping. Shopping bila perlu sahaja. Hobi saya kalau ada masa lapang adalah suka berehat di rumah, baca buku, menulis, menonton filem. Tak memerlukan kepada material sangat.

Untuk jaga kesihatan fizikal saya suka jalan kaki, jogging, untuk cardio atau jantung, untuk otot pula buat simple exercises weight lifting, push up, plank etc atau ikut youtube. Konsep minimalist juga, tidak memerlukan apa2 sangat kecuali kasut dan pakaian yang sesuai dan willpower serta displin.

Kalau ada nak cuba gaya hidup minimalist ni, tips yang saya dapat dari baca buku Azizi Ali dan beberapa buku lain (maaf tak ingat sumber), sediakan kotak atau beg plastik atau satu bekas. Dalam bekas ni letaklah benda2 yang kita rasa macam tak guna sangat tapi sayang nak let go. Ya, saya faham perasaan cannot let go tu, saya pun ada perasaan tu. Tapi cuba experiment ni dulu.

Tak perlu mula dengan banyak benda pun, letak la dulu 2-3 benda sahaja. Lepas beberapa minggu atau beberapa bulan, check balik dan tengok. Betul ke tak guna pun benda tu. Kalau betul, maka masa check tu buat la keputusan untuk give away atau recycle dan sebagainya. Pasti ada orang lain yang boleh manfaatkan benda yang kita simpan sahaja tu.

Saya memang buat proses ni setiap hujung minggu. Itu lah rahsia teknik nak jadi minimalist.

Selepas mula bekerja, saya mendapat posting kerja di Mullingar, 55 batu atau 80km dari rumah di Dublin. Mula2 saya sewa di Mullingar dengan kawan, tetapi setelah beberapa ketika mula berulang kerana suami kerja di Dublin. Masa tu saya perasan, sebenarnya, kita tak perlu pun banyak benda untuk kehidupan seharian. Sebab setiap Isnin saya akan pack barang keperluan untuk lima hari bekerja. Hari Jumaat petang, pulang ke Dublin. Masa tu tahun 2003, sebelum kelahiran anak sulung. Hampir dua dekad yang lepas.

Arwah Ayah pula meninggal tahun 2009. 14 tahun yang lepas. Masa tu juga saya merasakan hidup ini sementara, seperti pesanan Arwah Ayah. Seperti ramai orang lain, saya ada sedikit collection contoh key chain lah, soft toys lah dan lain2. Saya mula rasakan 'distant' dengan keperluan material sebegini.

Lagi satu pengalaman ialah semenjak sampai ke Dublin tahun 1995, sehingga pulang ke Malaysia 2006, hampir setiap tahun saya akan pindah rumah atas sebab2 yang tidak dapat dielakkan. Memang penat pindah rumah, tapi setiap kali pindah, saya akan go through barang2 yang ada, dan yang tak perlu saya akan bagi kepada orang lain atau recycle. Macam training juga untuk jadi minimalist.

Alhamdulillah, barang tak banyak, senang nak cari. Saya juga selalu menjadi orang yang tolong simpankan dokumen atau barang penting orang lain. Mungkin lepas ni kena caj la untuk servis ni.

Harap tips dan petua ini berguna untuk semua.

Bercuti di Osaka, Jepun 4 Hari, 4 Malam

 Assalamualaikum wbt semua,

Glico sign, Dotonburi

Alhamdulillah masih berpeluang menulis di dalam blog ini. Baru 3 hari pulang dari cuti pertama ke Jepun pada 2-7 Sept. Sempena cuti sekolah, 27 Ogos, kami sekeluarga bertolak ke Pantai Chendor untuk melepaskan anak-anak penyu ke laut bersama Along dari Rimbun Dahan. Malam tu, tinggal di sebuah homestay di Kuantan dan keesokan hari terus ke Jeti Mersing, untuk ke Pulau Tioman dari 28-31 Ogos.

Selepas Tioman pula, suami dan anak2 yang lain sudah bersedia untuk kembali ke sekolah dan university, saya dan anak sulung sambung cuti ke Jepun pula kerana kami berdua sahaja yang masih bercuti.

Cuti ke Jepun ini agak last minute persiapannya. Flight Air Asia book pada 12 Ogos dan hotel pula pada 1 Sept 2023. Ini kerana anak confirm cuti semester agak last minute dan saya juga ada beberapa cabaran kesihatan. Maka setelah solat istikharah dan beberapa pertimbangan lain, kami memutuskan untuk pergi bercuti ke Jepun untuk kali pertama.

Air Asia menjadi pilihan kerana flight yang murah dan paling penting untuk saya yang agak kurang sihat kerana ada kecederaan pada kaki, maka hendak pilih direct flight untuk kurangkan berjalan menggunakan kaki selagi boleh.

Alhamdulillah walaupun pernah ada pengalaman kurang manis, kali ini pengalaman menggunakan Air Asia sangat positif.

Cabin crew berhemah dan membantu. Kami dibenarkan tukar tempat duduk dari aisle ke kerusi bertiga di tengah2. Kami tidak beli tempat duduk sebab nak jimat. Flight pula waktu malam, 11.55malam dan sampai Kansai Airport, Osaka pukul 7pagi.

Tiga baris

Osaka Castle

kerusi di bahagian belakang, 49-51, kosong, maka kami dibenarkan pindah ke baris tengah dan dapat la saya tidur dengan agak selesa.

Pak Nassir nasi lemak memang sedap.

Sampai di Airport, semua lancar. Kami dah isi borang embark dalam kapal terbang, ada juga anjing datang hidu kami di custom tapi semua laju dan cepat. 

3D Art Latte

Setelah keluar ke kawasan arrivals, ada polis Jepun berbaju biasa tegur dan minta passport. Lepas tu kami pun tanya ke mana nak ambik train Nankai Line. Dia tunjukkan naik atas dan ikut sahaja, terus beli tiket dan naik train untuk ke bandar.

Secara umum, kami memang tak pandai cakap Jepun dan gunakan bahasa Inggeris, semua yang kami tanya faham soalan, ada yang jawab dalam bahasa Jepun dan kebanyakkan guna isyarat untuk menjawab.

Ada juga yang kami guna phone untuk tanya soalan.

Universal Studios Japan - dapat juga masuk Super Nintendo World. Alhamdulillah, rezeki.

Signage yang penting ada dalam bahasa Inggeris, maka betul sekiranya hanya pergi tempat2 yang biasa orang melancong tiada masalah kalau tak pandai bahasa Jepun.

Dalam masa sejam kami sampai ke bandar Osaka dan bilik air dalam train Nankai pun sangat bersih.

Lepas tu naik Metro pula ikut dalam google maps. Beli tiket ke mana2 190 yen, sebab kami tak berjalan sangat (sebab kaki cedera), kalau banyak jalan boleh beli one day pass yen 820 boleh guna sepanjang hari. 

Metro atau LRT Osaka juga mudah untuk guna dan faham. Tengok line ada colour coded, nak beli tiket boleh pilih bahasa Inggeris dulu. Duit kertas yen1000 pun mesin terima.

Kalau sesat atau tak pasti, setiap stesyen tu memang ada seorang pegawai yang duduk dalam booth pertanyaan, boleh je tanya kat situ.

Lepas hantar beg ke hotel (ada juga servis bayar hantar beg terus ke hotel tapi saya nak tengok juga perjalanan macam mana sebab nak plan untuk return nanti), boleh tinggalkan beg free saja, kami terus ke Osaka castle. Tapi dah sampai tu waktu tengah hari maka sangat panas macam Malaysia juga.

Lepas ambil gambar, anak saya masuk ke Museum berdekatan.

Kembali ke APA Hotel Higobashi, saya book melalui Agoda, sebelum tu survey juga AirBnB tetapi belum book sebab tak pasti lokasi bila baca review ada komen2 yang agak merisaukan seperti kawasan yang kurang selamat, ramai orang mabuk waktu malam untuk AirBnB yang harga murah dalam RM160 semalam untuk dua orang, maka last2 saya book hotel dengan Agoda sebab satu hari sebelum flight macam ada pelbagai deals atau last minute offers, harga RM165 satu bilik double tapi bila book harga jadi RM800 semalam sebab termasuk 10% service charge dan 10% tax. Tapi at least hotel kawasan dia selamat dan dekat sangat dengan Metro. Sebab dah tak larat nak fikir saya pun book sahaja dan pengalaman sangat positif, saya puas hati dan syorkan cuma seperti yang saya baca dalam reviews, bilik memang kecil. Tapi saya puas hati dengan harga, lokasi, servis dan lain2.

Hari kedua kami dah book tiket untuk berdua ke Universal Studios Japan (USJ), Alhamdulillah keluar ikut Metro waktu orang Jepun pergi kerja. Senang je nak sampai memang ada annoucement kat mana nak tukar train untuk Universal Studios sebab ramai kot tourist ke situ.

Jalan pun tak jauh dari Metro ke USJ. Sebab cuti ni meraikan anak sulung keputusan cemerlang SPM 2020 promax, maka saya ikut kehendak dia untuk ke USJ.

Unik juga USJ banding Singapore sebab ada Harry Potter dan Nintendo. Cuma nak masuk tempat2 popular ni kena ada timed-entry ticket yang kena beli dulu atau gamble minta masa dah masuk. Kami alhamdulillah dapat tiket untuk Nintendo. Puas hati la saya pun peminat HP dan Nintendo.

Saya pulang ke hotel sendiri lepas tengah hari, anak pulang sendiri petang sikit. Sebab kecederaan kaki saya kena kurangkan berjalan dan tak nak terlalu penat. Sebelum pegi dah ambil takaful kesihatan dengan Etiqa, murah je dalam RM50 tak silap.

Air Asia kami ambil juga flight insurance dan makanan.

Setakat perbelanjaan flight untuk 2 return KL-Osaka Air Asia termasuk satu check in luggage, insurance dan makanan return, RM3700 beli dengan Air Paz
Tiket USJ untuk dua RM556 beli di website USJ

Hotel APA hotel Higobashi Ekimae book dengan Agoda 4 malam RM800

Untuk cash pula tukar RM 2,911.50 dapat Yen 90,000.

Selepas pulang, belanja Yen 64,000 sahaja atau dalam RM550 sehari untuk 4 hari.

Hari ke tiga anak nak keluar makan2, sebelum tu kami makan beli 7 eleven depan hotel sahaja, dengan maggi laksa/kari, teh 3 in 1 yang bawa dari Malaysia.

So kami cari 3D latte art dan lepas tu anak nak shopping barang2 second hand yang kawan dia recommend, jalan2 terjumpa kedai makan Pakistan halal, singgah juga makan di situ sebelum pulang.

Anak terus sambung jalan2 sementara saya berehat di hotel.

Malam tu anak keluar cari makanan Jepun halal restoran Masturi, sedap dan harga berpatutan, ramen, takoyaki dan Mochi.

Esok hari terakhir santai sahaja bersiar sambil plan untuk pulang. Airport transfer orang Malaysia dah fully book, hotel reception kata turun sahaja dan tahan teksi tepi jalan pukul 4.30pagi. Alhamdulillah ok.

Singgah sebentar ambil gambar waktu malam di Glico sign, Dotonburi dan terus ke Airport.

Jika saya sihat sepenuhnya mungkin akan ke Mount Fuji/Tokyo/Bamboo Forest/Nara. Insya Allah ada rezeki lain kali boleh sampai lagi untuk melihat tempat2 lain di Jepun.

Sangat tertarik dengan kebersihan dan displin beratur naik Metro dan melintas jalan ikut lampu isyarat.

Cara Mencapai 5A*1A Dalam Ujian IGCSE

 Alhamdulillah, beberapa hari yang lepas, hari cuti Thaipusam, keputusan peperiksaan IGCSE keluar. Masa tu baru balik bawa anak2 jalan2 ice skating di Sunway Pyramid. Parkingnya ya ampun, memang jem.

Sampai2 rumah terus ke office sebab semalam lupa nak bawa balik laptop. Masa dalam perjalanan tu la di red light terbaca results anak hantar WA.

Alhamdulillah, syukur, memang menitik air mata kegembiraan.

Terpaksa drive terus dan ambik barang lepas tu patah balik. Dah sampai rumah baru bagitau hubby.

Anak kedua yang ambil IGCSE tahun 2021, sepatutnya tahun 2021 anak tingkatan 4, dan tahun ni 2022 form 5. Tapi buat masa ni masih form 4 walaupun dah Januari angkara covid.

Tips? Adakah anak tuisyen? Masa form 1 memang takde langsung sebab kami tinggal di KB, anak masuk MRSM di Selangor.

Lepas pindah ke Selangor, tanya juga anak nak try tak tuisyen. Dia nak, maka lepas dah hantar satu hari punya extra teaching, bila tanya anak macam mana, dia kata baik study sendiri.

Ada kawan anak dia IGCSE juga, jadi banyak la tanya info dari Dr Kharmila ni. Sangat berguna. Kalau anak pointer 3.5 above, tak payah push katanya.

Anyway senjata utama, doa ibu. Sentiasa doakan anak dapat jawab exam dengan tenang dan tepat, sentiasa dilindungi dan jauh dari penyakit, macam2 boleh doakan ikut suka parents.

Selain tu, pastikan anak ada internal self motivation, dia sendiri yang nak berjaya cemerlang dalam IGCSE supaya dia dapat...dapat apa tu kena bincang lah dengan anak masing2.

Betul la kata Dr Kharmila, kalau anak pointer above 3.5 tak perlu risau sangat. 

Anak duduk asrama, sebelum pandemic, kami cuba supaya selalu dapat lawat atau barang yang anak pesan tu dihantar. Bukan nak manjakan anak, tapi kena faham juga mereka bukan duduk dalam penjara, tetapi sekolah berasrama penuh. Jadi kalau nak beli makanan luar ke, nak jalan2 ke, patut parents cuba sedaya upaya untuk bagi. Ini adalah sokongan moral kepada anak.

Saya ada juga beli sedikit buku dan past year questions tetapi, sebelum beli saya akan tanya anak dulu, sebab Dr Kharmila ada cakap, sekolah bagi banyak dah sebenarnya, jadi kalau nak beli lagi, tanya la anak nak guna ke tak.

Harap nota ini berguna.

Renewing Indonesian Maid's Passport During Pandemic

 A few days ago I had to take leave to make sure my Indonesian maid can renew her passport and the process was relatively smooth and hassle free.

Many weeks before we had to make an appointment online at the Indonesian embassy website. Pretty straightforward, just have to have all details at hand, most important the passport, they also wanted a soft copy of a recent passport sized photo to upload.

Then you have to select a date and time slot, obviously this was many weeks before, so make sure this is done in advance.

Due to pandemic, they restrict the number of people who come at any time and appointment slots are given by the hour.

After confirmation, the embassy sent an email with QR code plus another password-like code. Printed this out and also forwarded the screenshot copy to my maid's phone.

Then on the day itself, was just a few days after the big floods in Selangor and it was raining. So decided to send maid by grab. 

She took with her:
1) Passport

2) Photocopy of employers IC x 2
3) Photocopy of passport x 2

4) Photocopy of visa x 2

5) Insurance

6) RM100 for fee to renew passport

7) Fomema related documents for recent health check

8) Pen

My maid took this picture when everything was done. This is where they instruct to pick up the passport at the post office.

Because of the recent severe floods and the fact it was raining that morning, I also told my maid just to bring some water, food both fresh and dry, a change of clothing and other personal items. Just in case. Because from experience it can take a long time for the passport to get ready plus the unpredictability of water levels and the weather.

Thank God, my maid left home about 8.30-8.45am. It wasn't too hard to get a Grab driver. I told her to ask the Grab driver if he didn't mind picking her up later and if yes, to get his phone number. She did.

My maid arrived at the embassy about 45minutes-1 hour later. 

I told her to call/message when she had arrived.

About one hour or so after that she called again to say that everything was done.

Due to the pandemic, the passport will have to be collected at another date and time instead of prior to pandemic, people used to wait until they get the passport the same day, hence long queues and massive numbers of people.

I am glad that everything went well. Hope this post is useful to others who may need to go through the same.